Hundreds of addresses, 9 risks to check.
Before every property financing decision, Credit Agricole teams had to assess natural-risk exposure for each property: flooding, earthquakes, ground movement, clay shrink-swell, forest fires, radon, hazardous pipelines, soil pollution, and dam failure.
The process was entirely manual: look up each address, download the official Géorisques report, read through the PDF page by page, copy the data into a spreadsheet. For a portfolio of several hundred addresses, this took hours.
A file goes in, a full report comes out.
The tool takes a simple list of addresses as input. For each one, it automatically locates the property on the map of France, retrieves the official natural-risk report, extracts the relevant data, and compiles everything into a ready-to-use table.
Nine risk categories are analyzed per address, with two levels of detail: risk at the exact location and risk at the municipality level. Results are then displayed on an interactive map for an at-a-glance overview of risk zones.
Hours of work cut down to seconds.
What used to take a full day for an address portfolio now runs in the time it takes to grab a coffee. Teams get a structured table with all 9 risks per property, ready to plug into their decision-making tools.
The tool freed advisors to focus on analysis and client relationships rather than data collection, and ensured no risk gets overlooked for lack of time.